Terms and Conditions

Last Updated: June 29, 2026

Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using the https://www.accountingcoach.com website (the “Service”) operated by AccountingCoach, LLC (“us”, “we”, or “our”). Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who wish to access or use the Service. By accessing or using the Service, by creating an account, by purchasing any product made available through the Service, or by clicking or checking a box indicating that you accept these Terms where that option is presented, you agree to be bound by these Terms. If you disagree with any part of the Terms, then you do not have permission to access the Service.

Definitions

For the purposes of these Terms, the following definitions apply:

“Free Content” means any content on the Service that is publicly accessible without requiring an account login, password, or paid purchase.

“Premium Content” means any content that has been created, designated, or otherwise made available by AccountingCoach, LLC as part of a paid membership, paid course, PRO membership, or other premium offering, regardless of how or where it is accessed. This includes, without limitation, all text, images, videos, tests, quizzes, exercises, study guides, cheat sheets, downloadable files (including PDF, Excel, MP4, MP3, ZIP, and other file formats), and any other materials originally developed for or designated as premium or paid-tier content. Premium Content includes content that is ordinarily behind a login or paywall, even if such content is temporarily or occasionally made available for free through promotions, landing pages, email campaigns, free trials, sample offers, social media, third-party platforms, or any other distribution channel. If we introduce multiple membership tiers or change the names of our plans, all content designated as part of any paid offering shall be considered Premium Content under these Terms.

Premium Content remains owned by AccountingCoach, LLC or its licensors and remains protected by copyright and other applicable laws regardless of the method by which it is accessed or obtained. Accessing Premium Content through a free promotion, a shared link, an unauthorized source, a technical error, or any other means does not transfer ownership or grant any rights beyond those expressly stated by AccountingCoach, LLC, required by applicable law, or granted under these Terms to users who have accepted these Terms.

“Automated Means” refers to the use of bots, crawlers, spiders, scrapers, data miners, automated scripts, artificial intelligence systems, machine learning tools, or any other automated technology used to access, collect, copy, extract, index, or interact with the Service or its content.

“Substitute Materials” means materials that reproduce, substantially recreate, replace, or are intended to serve a similar instructional, training, reference, or educational function as Premium Content.

“User Content” means notes, highlights, responses, or other content submitted by a user through features made available through the Service.

Intellectual Property

The Service and its original content (including both Free Content and Premium Content), features, and functionality are and will remain the exclusive property of AccountingCoach, LLC and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of AccountingCoach, LLC.

Without limiting the foregoing, you may not reproduce, distribute, modify, adapt, translate, create derivative or Substitute Materials from, publicly display, publicly perform, republish, download, store, or transmit any content from the Service, except as follows: (a) you may temporarily store copies in RAM incidental to your accessing and viewing the content; (b) you may store files that are automatically cached by your web browser for display enhancement purposes; (c) you may print or download a reasonable number of pages of Free Content for your own personal, non-commercial use and not for further reproduction, publication, or distribution; and (d) paid members may download Premium Content made available for download (including PDF, Excel, MP4, MP3, ZIP, and other downloadable file formats) solely for their own individual educational reference, subject to the Premium Content License and Restrictions below.

Premium Content License and Restrictions

Premium Content is licensed, not sold. A purchase grants the assigned individual a limited, non-exclusive, non-transferable, revocable license to access, use, and download Premium Content solely for that individual’s own educational use through the Service. The scope of Premium Content available to you may vary depending on the specific product or tier purchased.

You expressly agree that you will not: (a) share, distribute, publish, upload, or otherwise make Premium Content (including any downloaded files) available to any person who has not purchased or been assigned their own paid access; (b) share your account credentials or password with any other person; (c) copy, distribute, adapt, repackage, resell, sublicense, or otherwise commercially exploit Premium Content, including by incorporating Premium Content into any course, training program, publication, product, service, website, learning management system, intranet, database, repository, or other offering; (d) remove, alter, or obscure any copyright notices, watermarks, or other proprietary designations on Premium Content; or (e) use Premium Content to develop, train, or improve any artificial intelligence system, machine learning model, algorithm, or similar technology, whether commercial or non-commercial.

Purchasing one or more PRO memberships, whether individually or through a Team Admin dashboard, does not grant the purchaser, any Team Admin, any PRO user, or any organization any right to: (a) reproduce, modify, adapt, translate, or create derivative works or Substitute Materials from any Premium Content; (b) store, host, mirror, cache (beyond ordinary browser caching), or incorporate any Premium Content into the purchaser’s or any third party’s website, application, learning management system, intranet, network, database, repository, shared drive, collaboration tool, or other system; (c) repackage, rebrand, create summaries, guides, handouts, derivative materials, or Substitute Materials based on Premium Content, or include any Premium Content in the purchaser’s or any third party’s own training, onboarding, continuing-education, compliance, or other programs, courses, products, or services; or (d) resell, sublicense, rent, lease, or redistribute any Premium Content or any PRO membership.

For clarity, these restrictions apply to the copying, adaptation, redistribution, publication, commercialization, or public display of Premium Content itself. They do not prohibit users from applying general accounting, bookkeeping, finance, or business concepts learned through the Service in their own work, records, calculations, spreadsheets, templates, or business activities, provided they do not copy, reproduce, distribute, publish, or create Substitute Materials from Premium Content.

Paid members may download Premium Content that we make available for download (including PDF, Excel, MP4, MP3, ZIP, and other downloadable file formats) and store such downloads on their own devices solely for their own individual educational reference. Downloaded Premium Content remains subject to all restrictions in these Terms. Downloaded Premium Content may not be shared, uploaded, distributed, stored in a shared drive, added to an intranet or learning management system, or otherwise made available to any other person or system.

Nothing in these Terms prohibits an assigned individual member from taking personal notes for that individual’s own educational use, provided those notes are not shared, distributed, published, uploaded to a shared system, or used to create Substitute Materials.

Any unauthorized use of Premium Content constitutes a material breach of these Terms and may result in suspension or termination of your account without refund, in addition to any other remedies available to us at law or in equity.

Educational Purpose; No Professional Advice

The Service and all content, including Premium Content, are provided for general educational and informational purposes only. The content relates to accounting, bookkeeping, finance, and related subjects and is intended to help users learn general concepts. It is not, and should not be relied upon as, accounting, auditing, tax, legal, financial, investment, or other professional advice, and it is not a substitute for the advice of a qualified professional who is familiar with your specific facts and circumstances.

Your access to or use of the Service does not create any accountant-client, advisor-client, fiduciary, or other professional relationship between you and AccountingCoach, LLC. We are not acting as your accountant, bookkeeper, tax preparer, auditor, or advisor.

Certificates, badges, grades, progress records, and other completion information are intended for educational tracking purposes only. Unless expressly stated by AccountingCoach, LLC in writing, the Service does not provide continuing professional education, continuing education, licensure, regulatory credit, professional certification, or qualification to perform accounting, tax, audit, legal, or financial services.

While we strive for accuracy, the content may contain errors or omissions or may be out of date, and accounting standards, tax laws, and regulations change over time and vary by jurisdiction. You are solely responsible for any decisions or actions you take, or do not take, based on the content, and you should consult a qualified professional before making any decision that may have accounting, tax, legal, or financial consequences. To the fullest extent permitted by law, AccountingCoach, LLC disclaims all liability for any loss or damage arising from your reliance on the content.

Individual PRO Memberships

Each PRO membership gives one named individual access to the Premium Content included with that membership. One PRO membership may be used by only one person, and access may not be shared or used concurrently by multiple individuals.

Purchasing a PRO membership does not allow you to share access with employees, coworkers, contractors, clients, students, team members, or any other person. Each person who wants access to Premium Content must have their own PRO membership, either purchased individually or added through a Team Admin dashboard.

Team Admins and Team Dashboard

We offer Team Admin accounts for organizations or individuals who want to manage multiple PRO users. A Team Admin account provides access to a team dashboard where Team Admins may add PRO users, purchase additional PRO memberships, assign access, manage users, hide or remove users from reports, and view learning progress and related activity through the administrative dashboard.

The purchaser of a Team Admin account is automatically assigned as a Team Admin. A team dashboard may have more than one Team Admin, and any Team Admin may be able to purchase additional PRO memberships, add PRO users, manage PRO users, hide or remove PRO users from reports, and view information related to PRO users through the administrative dashboard.

A PRO user added through a Team Admin dashboard may be an employee, contractor, officer, agent, or other individual authorized by a Team Admin. Each PRO membership added through a Team Admin dashboard gives one named PRO user access to the Premium Content included with that membership, including for internal educational and employee training use on behalf of the organization or person using the Team Admin dashboard.

The Team Admin dashboard is intended to allow Team Admins to provide individual PRO users with access to the Service for internal educational and employee training purposes. Team Admins may direct PRO users to use the Service, assign topics or learning paths, review progress and grades through the administrative dashboard, and link to the Service from internal systems, provided that they do not copy, host, embed, reproduce, distribute, modify, repackage, or otherwise make Premium Content available outside the Service.

For clarity, a Team Admin may include links to the Service in an internal learning management system, intranet, onboarding checklist, training checklist, or internal training communication solely to direct assigned PRO users to access the Service. However, no Team Admin, PRO user, organization, or purchaser may copy, upload, embed, frame, host, reproduce, distribute, or make available any Premium Content in those systems or materials.

Each PRO membership is a one-time purchase that is permanently tied to the individual to whom it is assigned. Once a PRO membership is assigned to a named PRO user through a Team Admin dashboard, it is licensed to that individual only and may not be transferred or reassigned to any other person for any reason, including when that person leaves the organization. A PRO membership may not be shared among, pooled by, or used concurrently by multiple individuals, and the number of PRO users may not exceed the number of PRO memberships purchased.

If a PRO user leaves the organization, changes roles, or no longer needs to appear in team reports, the PRO user retains their individual login and lifetime access to the Premium Content available through that assigned PRO membership, subject to these Terms. The PRO user may contact us to request that their username or email address be changed from a work email address to a personal or other non-work email address. A Team Admin may hide the PRO user from reports or request that the PRO user be removed from the team dashboard, but removing the PRO user from reports or from the team dashboard does not transfer, cancel, or reassign that PRO user’s individual access.

Team Admins do not own or control a PRO user’s individual account after a PRO membership has been assigned. A Team Admin may not access a PRO user’s account, change a PRO user’s password, use a PRO user’s login credentials, transfer the PRO membership to another person, or require us to terminate the PRO user’s individual access to the Premium Content available through that assigned PRO membership, except where required by law or where the PRO user has violated these Terms.

Team Admins are responsible for ensuring that PRO users added through the Team Admin dashboard comply with these Terms and remain responsible for all use of and activity under the Team Admin dashboard. Each PRO user’s access to and use of the Service is also subject to these Terms. Team Admins are responsible for obtaining any consents required to add PRO users and to view the progress and activity of PRO users.

Team Admins may be able to view information about PRO users’ use of the Service, including names, email addresses, assigned PRO memberships, learning progress, quiz or test activity, grades, certificate activity, badge activity, completion status, and other learning-related activity made available through the administrative dashboard. Team Admins are responsible for notifying PRO users that their learning activity may be visible to Team Admins and for obtaining any required consents, approvals, or notices.

Any person who purchases, assigns, manages, hides, removes, or views information related to PRO users represents that they have authority to do so on behalf of the applicable organization or team dashboard. Team Admins are responsible for actions taken through their admin access.

A PRO user may not share login credentials with another person, allow another person to complete training, quizzes, tests, or exams under their account, or use another PRO user’s account. Shared, generic, departmental, classroom, kiosk, training-room, or pooled accounts are not permitted unless expressly approved by AccountingCoach, LLC in writing.

A Team Admin dashboard provides administrative and progress-tracking tools for managing PRO users only. It does not grant any ownership of, or any separate license to copy or use, Premium Content beyond access through the Service by each individual PRO user.

Team Admins may use progress, grade, certificate, badge, and completion information for internal training administration, supervision, and recordkeeping. However, Team Admins may not use AccountingCoach content, questions, answers, explanations, tests, quizzes, exercises, certificates, badges, or other materials to create, supplement, or replace their own training materials except as expressly permitted in writing by AccountingCoach, LLC.

Nothing in these Terms prohibits PRO users from discussing general concepts they learned through the Service in the ordinary course of their work, provided they do not copy, distribute, reproduce, or create Substitute Materials from Premium Content.

A Team Admin account and dashboard do not include custom training, professional advice, accounting services, tax advice, audit advice, legal advice, onboarding services, implementation services, custom integrations, learning management system hosting, white-label rights, API access, single sign-on, data exports, service-level commitments, or content licensing rights unless expressly agreed in writing by AccountingCoach, LLC.

Any use beyond access to Premium Content through the Service by individual PRO users (including hosting or integrating Premium Content into your own systems, white-labeling, sublicensing, redistribution, or creating derivative products) requires a separate written license agreement executed by an authorized officer of AccountingCoach, LLC, which we may grant or decline in our sole discretion. We may suspend or terminate any PRO membership, Team Admin access, or dashboard access that we reasonably determine is being shared, pooled, transferred, reassigned, or otherwise used in violation of these Terms, without refund.

Lifetime and Perpetual Access; Discontinuation

Where access to the Service, a product, or any content is described as “lifetime,” “perpetual,” “forever,” “unlimited,” or with similar language, that description refers to the lifetime of the applicable product or the Service as offered and operated by AccountingCoach, LLC. It does not refer to the natural life of any individual, and it is not a guarantee of access for any minimum or indefinite period.

For PRO memberships added through a Team Admin dashboard, lifetime access applies to the assigned PRO user’s individual access to the Premium Content available through that assigned PRO membership for as long as the applicable product and Service are offered and the account remains in good standing, subject to these Terms. Because each PRO membership is a one-time purchase permanently assigned to a named PRO user, lifetime access does not give any Team Admin, purchaser, or organization the right to transfer, reassign, reclaim, or control the PRO user’s individual access after assignment.

Access is provided only for so long as we continue to operate the Service and offer the applicable content or feature, and remains subject to these Terms, including the Termination section. We may update, modify, replace, remove, suspend, retire, or discontinue portions of the Service, content, features, formats, or products from time to time. We do not guarantee that any particular content, feature, format, certificate, badge, test, quiz, video, downloadable file, or product will remain available indefinitely.

No description of access as “lifetime” or “perpetual” shall be construed to (a) limit our right to suspend or terminate access for any violation of these Terms; (b) require us to maintain, update, support, or continue to make available any particular content, feature, format, or the Service itself; or (c) entitle any purchaser to any refund except as expressly provided in the Refunds section or as required by applicable law. If we permanently discontinue a product described as offering “lifetime” access, we may, in our sole discretion, provide affected purchasers with notice and/or a pro-rated refund or credit, which shall be the purchaser’s sole and exclusive remedy.

Artificial Intelligence (AI) and Machine Learning

You may not use, upload, submit, copy, extract, process, or make available any content from the Service (including but not limited to text, images, videos, tests, quizzes, exercises, downloadable files, code, metadata, and page structure) for the purpose of training, fine-tuning, distilling, validating, benchmarking, developing, improving, or operating any artificial intelligence model, machine learning system, large language model, neural network, algorithm, dataset, or related technology (“AI/ML Systems”), whether commercial or non-commercial, without the express prior written consent of AccountingCoach, LLC.

This restriction includes using content from the Service as training data, evaluation data, prompts, inputs, embeddings, retrieval data, source material, or dataset material for any AI/ML System, except where expressly permitted in a separate written agreement with AccountingCoach, LLC.

This prohibition applies to all content on the Service, including both Free Content and Premium Content. For clarity, standard search engine indexing of publicly available Free Content is permitted in accordance with our robots.txt file. This permission does not apply to Premium Content or any non-public, login-protected, gated, paid, or restricted areas of the Service. Any other automated access to or use of the Service requires our prior written consent.

Automated Access and Data Collection

You may not use Automated Means to access, collect, scrape, crawl, index, copy, download, or extract any content from the Service, including but not limited to text, images, data, metadata, or page structure, without the express prior written consent of AccountingCoach, LLC, except for standard search engine indexing of publicly available Free Content as permitted by our robots.txt file.

Without limiting the foregoing, you specifically agree that you will not: (a) use Automated Means to access any non-public, login-protected, gated, paid, or restricted areas of the Service, including any Premium Content; (b) circumvent, bypass, disable, or interfere with any technical measures we employ to restrict access to content, including but not limited to authentication systems, paywalls, robots.txt directives, rate limiting, CAPTCHAs, or other access controls; (c) use Automated Means to monitor, scrape, or copy content from the Service at a rate or volume that degrades or disrupts the performance or availability of the Service for other users; or (d) compile, aggregate, or build a database or dataset from content obtained from the Service through Automated Means.

These restrictions do not prohibit ordinary use of web browsers, assistive technologies such as screen readers, or security tools used solely to protect the user’s device or network, provided such tools do not scrape, copy, store, index, train on, or redistribute content from the Service.

The use of ordinary corporate security, malware detection, browser protection, or network protection tools is not prohibited, provided such tools do not access restricted content for the purpose of copying, extracting, indexing, storing, training on, or redistributing content.

Any circumvention of technical protection measures or unauthorized automated access to the Service constitutes a material breach of these Terms and may violate applicable federal, state, or international laws, including laws relating to computer fraud, anti-circumvention, intellectual property, privacy, unfair competition, or unauthorized access.

Purchases

If you wish to purchase any product or service made available through the Service (“Purchase”), you may be asked to supply certain information relevant to your Purchase, including, without limitation, your name, email address, account information, payment information, billing information, and other information needed to complete the Purchase. You represent and warrant that: (i) you have the legal right to use any payment method(s) in connection with any Purchase; and that (ii) the information you supply to us or our payment processor is true, correct, and complete. The Service may use third-party services for the purpose of facilitating payment and completing Purchases. By submitting your information, you grant us the right to provide information to these third parties subject to our Privacy Policy.

Unless we expressly permit another purchase method in writing, all Purchases, including individual PRO memberships, Team Admin accounts, PRO memberships added through a Team Admin dashboard, and other products or services, must be completed through the Service using the payment methods we make available. We do not offer custom procurement, vendor onboarding, order forms, purchase-order processing, or alternative payment methods unless expressly agreed by AccountingCoach, LLC in writing.

We reserve the right to refuse or cancel any order before access is provisioned, or after provisioning if we reasonably suspect fraud, unauthorized payment, illegal activity, misuse of the Service, a material pricing or product error, inaccurate account or purchase information, or a violation of these Terms.

The purchaser and any Team Admin who makes a Purchase are responsible for all charges associated with that Purchase, including charges made through their account or admin access. If a payment is reversed, disputed, charged back, or determined to be unauthorized, we may suspend access until the issue is resolved.

Bonus, complimentary, promotional, or no-charge PRO memberships are subject to these Terms and may be limited, modified, revoked, or discontinued according to the terms of the applicable offer. Unless expressly stated otherwise, promotional PRO memberships have no cash value, are not refundable, and may not be exchanged for credit.

Payment Plans

From time to time we may allow you to pay for a one-time Purchase in installments over a short period (for example, two or three monthly payments) (a “Payment Plan”). A Payment Plan is a payment arrangement for a single Purchase and is not a subscription, membership renewal, or other recurring or ongoing service. No new product or service is provided in exchange for each installment, the total amount payable equals the stated purchase price, and your payment obligation ends when the full purchase price has been paid.

By selecting a Payment Plan, you authorize us and our third-party payment processor to charge your payment method for each scheduled installment until the full purchase price has been paid, and you agree to keep your payment information accurate and current.

Your license to access and use the purchased Premium Content is conditioned on payment of the full purchase price. If any installment is not paid when due, we may, in addition to any other remedy, suspend or revoke your access to the purchased content until payment is made, and the entire remaining balance may, at our option, become immediately due and payable.

Refunds for a Purchase made under a Payment Plan are governed by the Refunds section below, are based on amounts actually paid, and selecting a Payment Plan does not extend the refund period, which runs from the original purchase date. If you initiate a chargeback or payment dispute without first contacting us to resolve the issue, we may suspend or terminate your access pending resolution.

Orders, Purchase Orders, and Conflicting Terms

These Terms, together with any order confirmation we issue through the Service, are the complete and exclusive terms governing your Purchase and use of any product and Premium Content. Any purchase order or similar document submitted by a purchaser is accepted for administrative convenience only. No terms contained in or referenced by any purchase order, vendor agreement, supplier agreement, supplier portal, invoice instruction, click-through term, procurement document, or similar document will apply to, add to, modify, or supersede these Terms unless expressly agreed to in a written agreement signed by an authorized officer of AccountingCoach, LLC. We expressly reject all such additional or conflicting terms.

Refunds

We offer refunds on purchases within 60 days of the original purchase date, no questions asked. To request a refund, please contact us using the contact information provided at the end of these Terms. Refunds will be processed using the same payment method used for the original purchase. Please allow 5-10 business days for the refund to appear in your account.

This 60-day refund policy applies to individual purchases and purchases made through a Team Admin dashboard. Refunds for purchases made through a Team Admin dashboard may be requested by the purchaser or a Team Admin. If a refund is issued for a Team Admin account or PRO membership added through a Team Admin dashboard, access associated with the refunded purchase may be deactivated. Promotional, complimentary, or no-charge PRO memberships have no cash value and are not refundable unless expressly stated otherwise in the applicable offer.

Availability, Errors and Inaccuracies

We are constantly updating product and service offerings on the Service. We may experience delays in updating information on the Service and in our advertising on other websites. The information found on the Service may contain errors or inaccuracies and may not be complete or current. Products or services may be mispriced, described inaccurately, or unavailable on the Service, and we cannot guarantee the accuracy or completeness of any information found on the Service. We therefore reserve the right to change or update information and to correct errors, inaccuracies, or omissions at any time without prior notice.

Accounts

When you create an account with us, you guarantee that you are above the age of 18, and that the information you provide us is accurate, complete, and current at all times. Inaccurate, incomplete, or obsolete information may result in suspension or termination of your account on the Service. You are responsible for maintaining the confidentiality of your account and password, including restricting access to your computer and account. You agree to accept responsibility for any and all activities or actions that occur under your account and password, whether your password is with our Service or a third-party service. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

You may not use as a username the name of another person or entity or a name that is not lawfully available for use, including a name or trademark that is subject to the rights of another person or entity without appropriate authorization. You may not use as a username any name that is offensive, vulgar, or obscene. We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders as permitted by these Terms, including where we reasonably determine that an account, order, membership, or use of the Service violates these Terms, creates a security or legal risk, involves inaccurate account information, or involves unauthorized, fraudulent, or unlawful activity.

Users should not submit sensitive personal information, confidential business information, protected health information, payment card information, tax identification numbers, account numbers, passwords, or other regulated information through notes, highlights, forms, messages, or other user-input features unless expressly requested by us for a specific purpose.

Users retain ownership of User Content they submit to the Service. By submitting User Content, users grant AccountingCoach, LLC a limited license to host, store, process, display, and use that User Content solely as necessary to provide, maintain, secure, support, and improve the Service.

Our collection, use, and disclosure of personal information is described in our Privacy Policy. By using the Service, creating an account, making a Purchase, or participating as a PRO user managed through a Team Admin dashboard, you acknowledge that personal information will be handled in accordance with our Privacy Policy.

Links to Other Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by AccountingCoach, LLC. AccountingCoach, LLC has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any of these entities, individuals, or websites. You acknowledge and agree that AccountingCoach, LLC shall not be responsible or liable, directly or indirectly, for any damage or loss caused, or alleged to be caused, by or in connection with use of or reliance on any such content, goods, or services available on or through any such third-party websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

Termination

We may suspend or terminate access to the Service, an account, a PRO membership, Team Admin access, or dashboard access if we reasonably determine that: (a) you, the purchaser, a Team Admin, or a PRO user has breached these Terms; (b) payment is overdue, disputed, reversed, charged back, unauthorized, or fraudulent; (c) an account, PRO membership, Team Admin access, or dashboard access is being shared, pooled, transferred, reassigned, misused, or accessed without authorization; (d) Premium Content or other content from the Service has been copied, distributed, uploaded, hosted, embedded, reproduced, repackaged, resold, sublicensed, used to train artificial intelligence or machine learning systems, or otherwise used in violation of these Terms; (e) use of the Service creates a security, legal, operational, or reputational risk; (f) we are required to do so by law; or (g) the Service, product, content, feature, or access level is modified, suspended, retired, or discontinued.

Where practical, we may provide notice and an opportunity to cure before termination. However, we may suspend or terminate access immediately, without prior notice or liability, for account sharing, unauthorized distribution or use of content, attempted transfer or reassignment of a PRO membership, security risks, nonpayment, chargebacks, unlawful activity, or other material violations of these Terms.

If you wish to terminate your account, you may simply discontinue using the Service. Termination does not entitle you to any refund except as expressly provided in the Refunds section or as required by applicable law. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, content restrictions, warranty disclaimers, indemnity, and limitations of liability.

Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance. AccountingCoach, LLC, its subsidiaries, affiliates, and licensors do not warrant that: (a) the Service will function uninterrupted, secure, or available at any particular time or location; (b) any errors or defects will be corrected; (c) the Service is free of viruses or other harmful components; or (d) the results of using the Service will meet your requirements.

Limitation of Liability

In no event shall AccountingCoach, LLC, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from: (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; or (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

To the fullest extent permitted by applicable law, the total aggregate liability of AccountingCoach, LLC and its directors, employees, partners, agents, suppliers, and affiliates, arising out of or relating to these Terms, the Service, or any content, whether based on warranty, contract, tort (including negligence), or any other legal theory, shall not exceed the greater of: (a) the total amount you actually paid to us for the product or service giving rise to the claim; or (b) one hundred U.S. dollars (US$100).

Indemnification

You agree to defend, indemnify, and hold harmless AccountingCoach, LLC, its affiliates, licensors, service providers, employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs, debts, and expenses (including but not limited to attorney’s fees), resulting from or arising out of: (a) your use of and access to the Service, including use by any person using your account and password; or (b) your breach of these Terms.

Exclusions

Some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation of liability for consequential or incidental damages, so the limitations above may not apply to you. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

Force Majeure

We will not be liable for any delay, failure, interruption, or unavailability of the Service, any content, or any feature caused by events beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor disputes, power outages, internet or telecommunications failures, hosting provider failures, payment processor failures, cyberattacks, governmental actions, changes in law, or other events beyond our reasonable control.

Assignment

You may not assign, transfer, delegate, or sublicense your rights or obligations under these Terms without our prior written consent. We may assign, transfer, or delegate these Terms, in whole or in part, in connection with a merger, acquisition, sale of assets, corporate reorganization, change of control, or by operation of law.

Governing Law

These Terms shall be governed and construed in accordance with the laws of Wisconsin, United States, without regard to its conflict of law provisions. Subject to any rights you may have under applicable law, any lawsuit, court proceeding, or claim arising out of or relating to these Terms, the Service, or any content shall be brought exclusively in the state or federal courts located in Wisconsin, United States, and you consent to the personal jurisdiction and venue of those courts.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have had between us regarding the Service.

Notices

We may provide notices to you by email, by posting a notice on the Service, through your account, through the checkout process, or by any other reasonable method. Notices to us should be sent through the contact method provided in the Contact Us section unless another method is required by applicable law or expressly stated by us in writing.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days’ notice prior to any new terms taking effect by email, by posting a notice on the Service, through your account, or by another reasonable method. What constitutes a material change will be determined in our sole discretion. By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, you are no longer authorized to use the Service.

Contact Us

If you have any questions about these Terms, please contact us.

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