Present Value of an Ordinary Annuity Table
Present Value Factors for an Ordinary Annuity (PVOA Factors) for 1.000 per Period.
Rounded to three decimal places.

Example:
When interest is 6% per period and it is compounded each period, receiving 1.000 at the end of each period for 8 periods has a present value of 6.210.

n     1%     2%     3%     4%     5%     6%     8%    10%    12%
1 0.990 0.980 0.971 0.962 0.952 0.943 0.926 0.909 0.893
2 1.970 1.942 1.913 1.886 1.859 1.833 1.783 1.736 1.690
3 2.941 2.884 2.829 2.775 2.723 2.673 2.577 2.487 2.402
4 3.902 3.808 3.717 3.630 3.546 3.465 3.312 3.170 3.037
5 4.853 4.713 4.580 4.452 4.329 4.212 3.993 3.791 3.605
6 5.795 5.601 5.417 5.242 5.076 4.917 4.623 4.355 4.111
7 6.728 6.472 6.230 6.002 5.786 5.582 5.206 4.868 4.564
8 7.652 7.325 7.020 6.733 6.463 6.210 5.747 5.335 4.968
9 8.566 8.162 7.786 7.435 7.108 6.802 6.247 5.759 5.328
10 9.471 8.983 8.530 8.111 7.722 7.360 6.710 6.145 5.650
11 10.368 9.787 9.253 8.760 8.306 7.887 7.139 6.495 5.938
12 11.255 10.575 9.954 9.385 8.863 8.384 7.536 6.814 6.194
13 12.134 11.348 10.635 9.986 9.394 8.853 7.904 7.103 6.424
14 13.004 12.106 11.296 10.563 9.899 9.295 8.244 7.367 6.628
15 13.865 12.849 11.938 11.118 10.380 9.712 8.559 7.606 6.811
16 14.718 13.578 12.561 11.652 10.838 10.106 8.851 7.824 6.974
17 15.562 14.292 13.166 12.166 11.274 10.477 9.122 8.022 7.120
18 16.398 14.992 13.754 12.659 11.690 10.828 9.372 8.201 7.250
19 17.226 15.678 14.324 13.134 12.085 11.158 9.604 8.365 7.366
20 18.046 16.351 14.877 13.590 12.462 11.470 9.818 8.514 7.469
21 18.857 17.011 15.415 14.029 12.821 11.764 10.017 8.649 7.562
22 19.660 17.658 15.937 14.451 13.163 12.042 10.201 8.772 7.645
23 20.456 18.292 16.444 14.857 13.489 12.303 10.371 8.883 7.718
24 21.243 18.914 16.936 15.247 13.799 12.550 10.529 8.985 7.784
25 22.023 19.523 17.413 15.622 14.094 12.783 10.675 9.077 7.843
26 22.795 20.121 17.877 15.983 14.375 13.003 10.810 9.161 7.896
27 23.560 20.707 18.327 16.330 14.643 13.211 10.935 9.237 7.943
28 24.316 21.281 18.764 16.663 14.898 13.406 11.051 9.307 7.984
29 25.066 21.844 19.188 16.984 15.141 13.591 11.158 9.370 8.022
30 25.808 22.396 19.600 17.292 15.372 13.765 11.258 9.427 8.055